Servant Merchants
D&G Solutions LLC is a veteran-owned, service-disabled veteran-owned merchant services company based in San Antonio, Texas. We help businesses reduce payment processing costs through transparent, compliant solutions — without long-term contracts or hidden fees.
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Our Services
Transparent, merchant-first payment solutions designed to help you keep more of what you earn.
Your business should work for you — not the banks. We help reduce unnecessary processing fees so profits stay where they belong.
If you believe in your product, it sells itself. The right customers understand value, clarity, and consistency.
Customers choose cards for points and rewards. Our approach helps ensure small businesses aren’t the ones footing that bill.
Ready to stop overpaying on card fees?
Let’s take a quick look at your current setup and see if there’s a better, more transparent way to handle payments.
Frequently asked questions
Have a question we didn’t cover? Feel free to reach out anytime.
What is the difference between a fee and a surcharge?
A fee is a charge that is pre-programmed into the payment system or POS and disclosed upfront as part of the transaction. When configured correctly and transparently, this can be compliant.
A surcharge occurs when a business adds or adjusts a charge on the back end specifically to recover credit card processing costs. Even if disclosed, this is no longer considered a fee — it is classified as a surcharge and can become illegal if done incorrectly.
What does Texas law say about credit card surcharges?
Texas law (Business & Commerce Code Chapter 604A) restricts how credit card surcharges may be applied. Improperly adding or passing along credit card processing costs to customers — especially outside of a compliant, disclosed pricing structure — can result in violations, even if the intent is transparency.
What is the difference between a pre-programmed device fee and manually adding a fee on the back end?
A pre-programmed device fee is applied automatically at the point of sale as part of a compliant pricing structure. Manual back-end adjustments are not automated, are often inconsistent, and can be classified as surcharges.
Additionally, manual adjustments can make it appear that a business collected more revenue than it actually earned, which may impact reporting and taxes — even though the added amount was only intended to offset processing costs, not increase profit.
Veteran-Owned. Service-Driven. Built on Integrity.
D&G Solutions LLC is a veteran-owned, service-disabled veteran-owned business proudly based in San Antonio, Texas.
We built this company with a simple belief:
small businesses shouldn’t lose hard-earned money to confusing fees, hidden markups, or one-size-fits-all payment systems.
Founded by Gabriel and Destini, D&G Solutions exists to serve business owners the way we’d want to be served ourselves — with honesty, transparency, and respect.
We don’t believe in squeezing merchants.
We believe in educating, supporting, and building long-term relationships.
Whether you’re a small local shop or a growing operation, our goal is the same:
help you keep more of what you earn — without unnecessary complexity.
Servant Merchants isn’t just a phrase for us. It’s how we operate.
Trust & Credentials
Veteran-Owned
Service-Disabled Veteran-Owned Business (SDVOB)
Registered in SAM.gov
CAGE Code on File
Locally Owned & Operated — San Antonio, TX
Transparent pricing - No long-term contracts