No long-term contracts
Pay Yourself First
Your business should work for you — not the banks. We help reduce unnecessary processing fees so profits stay where they belong.
Veteran-Owned · San Antonio, TX
Servant Merchants
San Antonio Credit Card Processing & Merchant Services
Transparent payment solutions for businesses that refuse to overpay.
D&G Solutions LLC is a veteran-owned, service-disabled veteran-owned merchant services company based in San Antonio, Texas. Transparent POS and payment processing with no long-term contracts. We set up credit card processing, POS systems like Clover, SkyTab (Shift4), Valor Paytech, PaybotX and Square, and compliant cash discount programs for restaurants, bars, barbershops and retailers across San Antonio.
Free statement review
See what you could be saving
Leave your name, business and number, and Gabriel or Destini will reach out to set up your free, no-obligation statement review.
Rather talk now? Call or text 210-291-9451.
Trust & Credentials
Veteran-owned. Service-driven. Built on integrity.
Veteran-Owned
Founded and operated by U.S. military veterans.
SDVOB Certified
Service-Disabled Veteran-Owned Business.
SAM.gov Registered
Active registration for government contracting.
Locally Operated
Proudly based in San Antonio, Texas.
- ✓ CAGE Code on File
- ✓ Transparent Pricing
- ✓ No Long-Term Contracts
Our Services
Merchant services for San Antonio businesses
Transparent, merchant-first payment solutions designed to help you keep more of what you earn.
Transparent pricing
Loyalty & Understanding
If you believe in your product, it sells itself. The right customers understand value, clarity, and consistency.
Customer-friendly model
Rewards — Who's Funding What?
Customers choose cards for points and rewards. Our approach helps ensure small businesses aren't the ones footing that bill.
9+ provider options
POS & Equipment
Clover, SkyTab (Shift4), Valor Paytech, Dejavoo, PaybotX, Square, and more. We're brand-agnostic, not locked into one manufacturer or POS company, so we broker the best-fit solution for your business instead of pushing one brand.
Compliant dual pricing
Cash Discount Programs
Transparent cash discount models with clear disclosure — no hidden transaction fees or junk markups.
Fast implementation
White-Glove Support
From onboarding to ongoing support, we serve business owners the way we'd want to be served — with honesty and respect.
Industries we serve
Every business takes payments a little differently. See how we help:
How it works
- 1Send us your statement and tell us how your business runs.
- 2We compare options and walk you through them in plain English.
- 3We set you up and stay with you for ongoing support.
Savings Calculator
Ready to stop overpaying on card fees?
See how much you could save with a transparent cash discount model versus the typical 3% industry processing rate. No hidden fees, no long-term contracts.
- ✓Based on real pricing comparisons from D&G merchant agreements
- ✓Compliant dual-pricing with upfront disclosure
- ✓Free or heavily subsidized POS equipment available
$40,000
| Comparison | Monthly | Annual |
|---|---|---|
| Typical fees (3%) | $1,200 | $14,400 |
| D&G cash discount model | $0 | $0 |
| Your savings | $1,200 | $14,400 |
Google Reviews
Trusted by San Antonio businesses
Real merchants. Real reviews. Service-driven support from people who answer the phone.
5.0on Google · 10 Google reviews
Google review
“As the owner of EOS Tattoo Removal, I can confidently recommend D&G Solutions to any business looking to improve their payment processing experience. We have saved thousands of dollars on processing fees. …”
Selenne & Annie
EOS Tattoo Removal
Google review
“We highly recommend D&G Solutions! If you’re a business owner looking for better payment processing solutions, this is absolutely the team you want on your side. …”
Raquel Guzman
Fly High Roofing and Exteriors
Google review
“…As new business owners, having someone provide such thorough support made the setup process so much easier and less stressful. We truly appreciate the excellent customer service and ongoing support. …”
Lynda Maria
Fountain of Youth Élite
Google review
“We have had the great pleasure of getting to know and work with Gabe and Destini through our coffee business. From day one of meeting them it was easy to see that they are committed to helping others and genuinely care about people and building relationships! …”
Angela M
Coffee business owner
Google review
“…They made setting up our new credit card machine and menu incredibly easy, and they took the time to make sure everything was working exactly the way it should. What really stood out was their customer service—even after everything was installed, they’re always quick to respond whenever I text them with a question or concern. …”
Brian Ramos
Google review
“This has been the best switch for me and my business. Working with them for just a few months and have already saved me 100’s of dollars. …”
Chris Torres
@servantmerchants
Follow along on Instagram, @servantmerchants
Come see the San Antonio businesses we get to serve, quick tips on payments and fees, and a look behind the scenes with Gabriel and Destini.
servantmerchantsSan Antonio, TX
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About Us
We don't believe in squeezing merchants.
D&G Solutions, LLC is a veteran-owned, service-disabled veteran-owned business proudly based in San Antonio, Texas. We built this company with a simple belief: small businesses shouldn't lose hard-earned money to confusing fees, hidden markups, or one-size-fits-all payment systems.
Founded by Gabriel and Destini, we exist to serve business owners the way we'd want to be served ourselves — with honesty, transparency, and respect. We believe in educating, supporting, and building long-term relationships.
Servant Merchants isn't just a phrase for us. It's how we operate.
FAQ
Credit card processing FAQ for Texas businesses
Have a question we didn't cover? Feel free to reach out anytime.
What is the difference between a fee and a surcharge?+
A fee is pre-programmed into the payment system or POS and disclosed upfront as part of the transaction. When configured correctly and transparently, this can be compliant. A surcharge occurs when a business adds or adjusts a charge on the back end to recover credit card processing costs — even if disclosed, this can be classified as a surcharge and become non-compliant if done incorrectly.
What does Texas law say about credit card surcharges?+
Texas law (Business & Commerce Code Chapter 604A) restricts how credit card surcharges may be applied. Improperly passing along processing costs outside of a compliant, disclosed pricing structure can result in violations, even when the intent is transparency.
What is the difference between a pre-programmed device fee and manually adding a fee on the back end?+
A pre-programmed device fee is applied automatically at the point of sale as part of a compliant pricing structure. Manual back-end adjustments are inconsistent, often classified as surcharges, and can make revenue reporting appear inflated — impacting taxes even when the amount only offset processing costs.
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